Senior Director and Capital Advisor, Richard Perry, gave his 2 Minutes presentation on how to invest in precious metals like gold and silver. He makes the argument against Warren Buffet as to why we should absolutely have these in our portfolios. It has been used for thousands of years as a hedge against inflation. With gold being too expensive for most investors, the middle-of-the-road safe investment would be silver. These can be purchased at local coin shops. Historically, people have bought precious metals for only a couple dollars over spot, but that is not the case anymore. Buy enough to constitute 5-10% of your portfolio.